All life companies provide term coverage. Most have strengths such as specializing in health insurance. Some companies may offer lower rates in the early years of a policy vs companies that may offer savings over the long term.
Chose your favourite company from the list to learn more.
BMO Life Insurance
Canada Protection Plan
Sun Life Financial
Transamerica Life Canada
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Grace Period: The period (usually 30 or 31 days) following the premium due date, during which an overdue premium for a life insurance policy may be paid without penalty. The policy remains in force throughout this period.